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If you're determined to become debt-free, consider adopting a barebones budget for a while. Temporary sacrifices can speed up your debt repayment. 🏃🏻‍♀️🏃🏽‍♀️🏃🏿‍♀️ By reducing your spending and buying only essential items, you can free up more money and use those funds to pay your debt. ⛔️ HOWEVER, this is an extreme option and is not recommended as a long-term strategy. For a more sustainable approach, we recommend the 50/30/20 budget. 👉 50% of your monthly income to needs 👉 30% to wants
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