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CLOSING COSTS — WHAT YOU’RE REALLY PAYING FOR • Lender fees • Title & escrow services • Appraisal and underwriting • Government recording charges • Prepaid taxes and insurance Closing costs aren’t random — they’re transaction expenses tied to processing, protecting, and finalizing your loan. They typically range between 2%–5% of the purchase price, depending on loan type and structure. At The Onyx Group Mortgage, we break down every fee line-by-line so you know exactly where your money is going.
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We tend to say the quiet things out loud. "Upfront fees for your middle of the road fix and flip deals aren't normal." Believe it or not, some are still pulling this off with new investors. First red flag is you will have an out of state so called lender, with no license, offering extremely aggressive terms. Here's the catch, send us this up front Underwriting Fee so we can get the file started. HARD STOP / HARD PASS. | S&L Capital Group
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